|It’s your home and you want to protect it with the right homeowners insurance policy. To do that, it’s important to understand what a standard homeowners insurance policy includes. Call Riders Insurance Services LLC for your personal coverage review and receive a free insurance quote today. As an independent insurance agency, we search through a network of some of the nation’s top providers in order to find the policy that’s right for you.
PROGRESSIVE HOME ADVANTAGE
New From Progressive Insurance, Homeowners and Renters Insurance is now availabe in North Carolina and South Carolina. Riders Insurance Services LLC is one of a select few agencies offering Progressive Home Advantage. Bundle your Auto and Home or Renters Insurance with Riders Insurance Services and Progressive and receive some of the best rates and highest discounts available in North Carolina.
Call or stop by now for a free quote
We also offer Home Insurance from Nationwide, Safeco, Travelers, Kemper, Metlife, Foremost, Allstate, Progressive, Heritage P&C, Universal, United P&C, and Bankers Insurance Group.
Our Rates are very hard to beat….In Both North and South Carolina.
|4 Components of Homeowners Insurance:
|Your Personal Belongings
Your furniture, clothes, and other personal belongings are usually covered if they are stolen or destroyed by fire, hurricane, or other insured disasters. Most companies provide coverage between 50% to 70% of the amount of insurance you have on the structure of your home. The best way to determine if this is sufficient is to conduct a home inventory. Expensive items such as jewelry, furs, and silverware are covered but there are usually dollar limits if they are stolen. To insure these special items to their full value, consider purchasing a special personal property endorsement.
Your policy also provides no-fault medical coverage. If a friend or neighbor breaks an ankle playing basketball in your backyard, he or she can simply submit medical bills to your insurance company. Expenses are paid without a liability claim being filed against you. You can generally get $1,000 to $5,000 worth of this coverage.
Additional Living Expenses
|Contact our insurance agency in Asheville, North Carolina, FOR a FREE Homeowners Insurance Review. You can also click on the Get Quotes button on the right, to start this process Now.|
Learn more about our types Home Insurance: