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Hagerty Collector Auto Policy Features
Low Premiums
Our rates are drastically lower than standard. For example: The standard rate on a '65 Mustang could hit $800/year. Hagerty's average premium on the same car? Just $150. And that's with full coverage - including liability.
Agreed Value Coverage
Better by far than ACV or Stated Value. In case of a total loss, your will receive the full amount for which you insured the vehicle.
No Deductible
In most states, you pay nothing if you has a claim with a Hagerty – covered collector vehicle. We do, however, offer deductible options.
Single Liability Charge
No matter how many vehicles on a policy, you only pay a single liability charge.
Flexible Usage
Drivers can enjoy their classics with comfortable limits. A Hagerty policy allows for an occasional leisure drive, not just to parades or car events.
Hagerty Plus Membership
Your have the opportunity to join the nation's largest community of collector car enthusiasts, enjoy guaranteed flatbed roadside assistance, a quarterly magazine and more.
In-House Claims Department
To guarantee every claim is handled by a collector insurance expert, the majority of claims are handled in-house, 7 days a week.
Repair Shop of YOUR Choice
Hagerty clients take their cars to their repair shop of choice.
Restoration Coverage
Protects your classic and its increasing value during an active restoration project.
Instant New Purchase Coverage
Unplanned purchases up to $50,000 receive immediate coverage on an existing Hagerty policy.
Business Use Endorsement
Collectors may use their cars for specific business or commercial uses for specified time frames.
Auto Show Medical Reimbursement
Offers predetermined medical coverage for your clients and their families when injured during an auto show or similar car related event.
Club Liability Program
Protect a club and its members from potential lawsuits, while enjoying the same great service and low rates enjoyed by all Hagerty clients.
Motorcycle Safety Equipment Coverage
This feature includes coverage of spare parts.
Additional Coverage
Hagerty can provide additional coverage for automobilia (collectible items linked to motor vehicles), automotive tools and spare parts—all items that go hand-in-hand with the collector vehicle hobby.
All coverages are not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions, and endorsements.
Discounts are available for Responsible Drivers, Homeowners, Original owners, Safety Courses, Multi-Policy & Multi-Vehicles discounts and more.
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